Check your credit
status
Online Credit Report
service costs just £9.40 and provides you with the information used by
most companies when judging your creditworthiness against data held at
your current address.
This includes Electoral Roll information, bankruptcy files, and the registers
of county court judgments.
You are also shown your credit score calculated using this information
in conjunction with information provided by you. Online
Credit Report
For just £18.99 you
can now see your credit report online, based on your current address,
as seen by lenders - your What Lenders See Report.
This includes everything in the Online Credit Report, plus details of
the information shared by approximately 200 lenders - showing in detail
how you have conducted your credit card accounts, bank loans, car finance,
mail order, mobile phone accounts, and sometimes even your mortgage or
current accounts.
Any accounts held over the last six years are included, whether closed
or still open, together with all balances, limits, and, if appropriate,
late payments and defaults.
You can also view your credit score, any notices of correction or notices
of dispute, and details of anyone else on your credit file who are being
assessed alongside you.
This unique online service is not available elsewhere. What
Lenders See Credit Report
You can also obtain
a more thorough analysis of one of your full credit reference agency files
by mail. The Comprehensive Report by Mail service costs £23.99, is based
on all addresses supplied to us and is a very popular product.
This is the service you need if you want to find out why you have been
declined credit.
Your statutory rights are exercised on your behalf to order the file,
and once received it is analysed independently and you will be let known
of any problems in simple Plain English. Comprehensive
Credit Reference Report
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